Showing posts with label Union. Show all posts
Showing posts with label Union. Show all posts

Wednesday, 6 July 2011

Data management at Teachers Credit Union

How does a business reduce its data holding from 132TB to 8TB without sacrificing reliability, data quality and availability? That's exactly what Colin Thomas, the CIO of the Teachers Credit Union was able to. When the time to embark on scheduled hardware replacements came around for his storage and backup systems, Thomas took the opportunity to redesign his data management strategy.

The process started as part of the normal business cycle of technology refreshes. "We were looking at refreshing storage technologies. I was well aware that advances had been made in areas such as data de-duplication and some of the replication technologies. We were 'kicking tyres' to see what was on the market".

Although the Teachers Credit Union isn't large by banking standards, it's a significant business with about 500 employees and seven offices across the country. There are two data centres with one acting as the production site and the other as a business continuity and development centre. Almost all systems, other than the banking software, are internally hosted. So the data management strategy has to be able to deal with a wide variety of systems, processes and locations.

When the hardware refresh cycle came around, Thomas had the opportunity to look at what the business's needs were and what potential process improvements he could introduce. "The opportunities we were looking for satisfied and provided for our operational lines of business and strategic lines. There were changes in compliance in data management from regulators and the global financial crisis put a greater emphasis on risk management and really knowing in fine details the relationships we had with customers. There's a heavy emphasis on data for mining and intelligence purposes".

"We had a view that we would like to move away from daily tape backups. We had a view that we needed to improve our replication processes because the tolerance for outages is continuing to diminish over time. We're in a generation where people expect data access now from wherever they want it. We were looking at technologies that don't need to be taken offline to have maintenance applied or to have upgrades" said Thomas.

The changing of the banking industry from a transactional base to a 'whole of wallet' view also meant that Teachers Credit Union was creating more diverse product portfolios for customers. That meant that Thomas needs systems and infrastructure that can provide services that are beyond the past delivery model.

In the past, Thomas's team used snapshotting to copy data and replication technologies to move those snapshots to other disk locations on the network. But they would also take tape copies at known points in time such as end of day, end of week, end of month and then store those offsite for good business purposes. "But changes in the market afforded us the opportunity to have more of those point in time copies actually available online rather than near-line or offline" says Thomas. It gave them an opportunity to reflect on the affordability, reliability and other standard issues of the technology that was being used.

After looking around the market, Thomas and his team settled on solutions built around technology from EMC. The Data Domain component from EMC's proposition was core to delivering the significant reduction in retained data. "If you take a copy of your database every day of the week the full copy is hundreds of gigabytes per day. If you keep 30 days worth and then every end of month, each end of quarter then you end up with a massive amount of data on a mountain of tapes." But if you put that into the Data Domain all of the duplicate data and whitespace is managed so that the data is compressed without losing access to the data or any negative impacts whatsoever. It means we can recover from disk and not tape, which is inherently faster. It allows us to replicated between two sites on much smaller data volumes".

In addition to the EMC solution, Thomas and his team also use software from CommVault, replication tools inherent to the Solaris platform that runs the banking database and some Microsoft tools as well. However, the number of different components in the data management systems has been reduced. 

Thomas retains a constant eye over things, looking for opportunities to refine processes and systems. He's also been able to also retire a number of technologies such as an optical storage system. All of the data that was held in the optical system has been moved to the main storage array.

So, Thomas was able to achieve superior delivery against business requirements, a reduction in costs and improved reliability.



View the original article here

Sunday, 3 July 2011

Data Roaming Prices Continue to Fall Across the European Union

Laptop and smartphone users in the European Union are able to benefit from increasingly attractive roaming prices, according to data collected from 101 mobile operator websites from the period 6-10 June 2011.

The GSMA's Data Roaming Price Basket Index, released today, tracks market movements in data roaming prices as offers are constantly revised and new ones are launched. It takes the best deals by operator and by market and translates these into per MB prices for a range of different user profiles. For example, the June Index illustrates that the European average of best available postpaid tariffs is less than a euro per MB (euro 0.94) for a medium usage 10MB basket(1).

The Index will be published every two months to provide EU legislators with a current snapshot of dynamism and pricing innovation in the retail data roaming market. That dynamism is reflected in the latest figures, which show the average of each operator's best data roaming tariffs dropped almost 20% between April and June. The increasing variety of differently structured offers is also a strong indicator of a market that is competitive, growing fast and finding its feet.

"The Index will provide legislators and regulators with a 'look forward' complement to BEREC's six-month retrospective reports(2)," said Tom Phillips, Chief Regulatory Officer, GSMA. "It underscores the current market trends that will feed through into the offers that consumers will enjoy tomorrow."

Further highlights from the research, which was undertaken for the GSMA by A.T. Kearney, the global management consultancy, include:

* For 5, 10 and 50MB usage baskets, postpaid prices now average between euro 0.69-1.19 per MB and prepaid prices now average between euro 1.47-1.66 per MB.

* The average heavy user, who is most likely to shop around for the best deal, can get 100MB of roaming data allowance for euro 0.45 per MB with the best available tariff.

"Demand for mobile data services abroad is soaring as consumers look to enjoy the convenience of mobile broadband when they travel. These price movements are good news for consumers and evidence that operators in this fast-growing, innovative market are increasingly responsive to consumer demand for value," continued Phillips.

In developing the Data Roaming Price Basket Index, A.T. Kearney undertook the following approach:

* Data was collected from tariffs available at 90 operators' websites from 28 March to 6 April 2011 and at 101 operator websites from 6 to 10 June 2011;

* The exercise identified 223 and 293 different mobile/smartphone data roaming tariffs for April and June;

* Operators from the 27 EU member states were included in the April Index, with Iceland, Liechtenstein, Norway and Switzerland also included in the June Index;

* A basket approach was followed to determine the resulting price per MB;

* Three baskets, chosen to reflect the user profiles of different data roaming users were selected to illustrate the results (5MB, 10MB and 50MB);

* The price per MB was calculated taking into consideration the full price of the bundle if the basket is smaller than the bundle available;

* For each country, and for each usage case, the following were identified:

o The lowest available price per MB based on the best tariff from a single operator;

o The best average price per MB based on a weighted average price of the lowest price tariff for each operator (weighted by each operator's market share).

EU/EEA prices for each use case were then aggregated by weighting the average prices per country with the number of national mobile subscriptions. The full methodology and underlying data are available at


View the original article here